BUSINESSES SEEKING FINANCING

THE COMPETITIVE EDGE

(APPLY NOW)

WorldNet Financial Services ("the Company") has introduced a new program offering flexible financing options for businesses seeking to establish, modify or upgrade their interactive presence on the Internet. These are direct loans with business-customer borrowers for the purchase of web-development services, with loan terms of one, two or three years. Loans are based on a business' ability to pay and are generally secured by a lien on all intangible assets of the borrower.

The Company's loan program, The Competitive Edge, provides businesses with a unique opportunity to match their investment in Internet development and related projects - to the timing of the benefits received. The Competitive Edge program provides financing to support all of a business's integrated solution to its interactive media needs.

If you are contemplating purchasing (or licensing):

• Web/e-commerce site development
• Interactive media development
• Public Relations and Advertising/Marketing Campaigns
• Internet Consultant Services
• System design and implementation Services
• Special Software and/or CD ROM development

The Competitive Edge program will make your purchase:

• More affordable - 100% Financing.
• More aligned with the benefits received - monthly payment plan spreads payment out over time.
• Fit into capital budget constraints and reduce budget delays.
• Preserve existing credit lines, conserve capital for growth and operations and enhance cash flow.
• The best solution for your business needs, not the cheapest!

The Competitive Edge financing program can include all your Internet needs, from site development to full marketing programs to support the site.

THE MARKETER'S EDGE

WorldNet Financial Services also provides a receivables financing program that provides creative financial solutions for early stage companies (including Internet and telecommunication businesses) and furnish incremental debt capital for marketing and sales of newly developed products. The Marketer's Edge is a customer acquisition financing program.

WorldNet Financial Services is committed to providing its clients with the rapid funding they need.WorldNet Financial Services focuses on the financial objectives that will enable the client to grow its company. WorldNet Financial Services understands that every client and every loan is different, and structures its financing services and solutions accordingly. As creative, innovative problem-solvers, WorldNet Financial Services offers the flexibility and responsiveness to craft solutions that reflect not only immediate needs, but also the future cash flow needs of the client's business.

As an example, today, there are many companies that mass market template web sites to business clients on a monthly basis and look to WorldNet Financial Services for an immediate source of cash. In addition many ASP's and ISP's market products and services. For these types of transactions, WorldNet Financial Services will advance amount to fund marketing efforts and then use the resulting cash flow and all other assets of the client as collateral.

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